Terms of Service | SSA Plan

1. Acceptance of Terms

By accessing or using SSA Plan ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

SSA Plan is a software-as-a-service tool for financial advisors to estimate Social Security retirement benefits. The Service provides projections based on publicly available SSA formulas and user-provided data.

Estimates are for informational purposes only and do not constitute financial, legal, or tax advice. SSA Plan is not affiliated with or endorsed by the Social Security Administration. Benefit projections may differ from actual SSA determinations. You should always verify results with the Social Security Administration and consult qualified professionals before making financial decisions based on these estimates.

3. Accounts and Subscriptions

You must register for an account to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

Subscriptions are billed monthly. You may cancel at any time; access continues through the end of the current billing period. We offer a 30-day money-back guarantee on new subscriptions.

4. Firm Accounts and Advisors

SSA Plan is organized around firm accounts. The firm administrator is responsible for managing advisor access, including inviting and removing team members. All advisors within a firm share access to the firm's client data. The firm administrator is responsible for ensuring that all advisors comply with these Terms.

5. Acceptable Use

You agree not to:

Use the Service for any unlawful purpose
Attempt to reverse-engineer, decompile, or extract source code from the Service
Share account credentials with unauthorized users
Upload malicious files or attempt to compromise the system
Resell or redistribute the Service without written authorization
Use automated tools to scrape, crawl, or extract data from the Service

6. Client Data and Privacy

You are responsible for obtaining any necessary consent before entering client data into the Service. Client data is encrypted and stored securely. Social Security numbers are never stored. See our Privacy Policy for full details on data collection, storage, and protection.

7. Intellectual Property

SSA Plan and its original content, features, and functionality are owned by SSA Plan and are protected by applicable copyright and trademark laws. You retain ownership of all client data you enter into the Service.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Benefit estimates are projections based on current SSA formulas and user-provided data. We do not guarantee the accuracy, completeness, or reliability of any calculations or projections. Social Security rules and formulas may change. Always verify results directly with the Social Security Administration.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SSA PLAN AND ITS OWNERS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO SSA PLAN IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless SSA Plan and its owners, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in the State of Ohio.

12. Changes to Terms

We may update these Terms from time to time. We will notify registered users of material changes via email. Continued use of the Service after changes constitutes acceptance of the updated Terms.

13. Contact

For questions about these Terms, contact us at support@ssaplan.com.